The Latest Home Loan Interest Rates: Oct 23, 2026

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SENSEX 73,123.83

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NIFTY 22,600.00

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NIFTY 22,600.00

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CRUDEOIL 9,614.00

+ 130.00

CRUDEOIL 9,614.00

+ 130.00

GOLD 142,855.00

 -454.00

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The Latest Home Loan Interest Rates: Oct 23, 2026

Updated - October 23, 2026 at 07:00 PM.

What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

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InstitutionLoan amountUnder
 Rs. 30 lakhRs. 30 to
75 lakhRs. 75 lakh PlusBANKS (Floating rates)Axis Bank8.0-9.108.0-9.108.0-9.10Bank of Baroda7.40-9.157.40-9.157.40-9.15Bank of India7.35-10.257.35-10.257.35-10.25Bank of Maharashtra7.25-9.907.25-9.907.25-9.90Canara Bank7.40-10.257.35-10.257.30-10.15Central Bank7.25-9.07.25-9.07.25-9.0DBS Bank<=9.0<=9.0<=9.0Dhanlaxmi Bank>=7.65>=7.65>=7.65Federal Bank7.50-9.757.50-9.757.50-9.75HDFC Bank8.0-13.458.0-13.458.0-13.45ICICI Bank>=7.80>=7.80>=7.80Indian Bank7.15-8.557.15-8.557.15-8.55IOB7.45-8.557.45-8.557.45-8.55IDBI Bank7.40-11.907.40-11.907.40-11.90J&K Bank>= 7.25>= 7.25>= 7.25Karnataka Bank7.51-11.837.51-11.837.51-11.83Karur Vysya Bank8.50-10.908.50-10.908.50-10.90Kotak Mahindra Bank>=7.60>=7.60>=7.60Punjab National Bank7.50-9.357.45-9.357.45-9.25Punjab & Sind Bank7.60-11.07.60-11.07.60-11.0RBL Bank>= 9.0>= 9.0>= 9.0State Bank of India7.50-8.807.50-8.807.50-8.80South Indian Bank>=7.50>=7.50>=7.50Tamilnad Mercantile Bank8.15-9.558.15-9.558.15-9.55UCO Bank7.25-9.507.25-9.507.25-9.50Union Bank of India7.40-9.607.40-9.607.40-9.60Yes Bank>=8.65>=8.65>=8.65BANKS (Fixed rates) Axis Bank14.0014.0014.00Bank of Baroda9.15-10.209.15-10.209.15-10.20Canara Bank8.75-11.08.75-11.08.75-11.0ICICI Bank8.90-11.208.90-11.208.90-11.20IDBI bank10.90-12.010.90-12.010.90-12.0Indian Bank9.20-9.409.20-9.409.20-9.40Karnataka Bank11.59-12.6911.59-12.6911.59-12.69Punjab National Bank8.50-10.858.45-10.858.45-10.75Union Bank of India11.411.4-12.412.4-12.65HOUSING FINANCE COMPANIES (Floating rates)Floating Rates:Tata Capital>=7.50>=7.50>=7.50PNB Housing7.75-10.057.60-10.057.50-9.95Central Bank Housing10-12.8510-12.8510-12.35Samman Capital>=8.75>=8.75>=8.75Aditya Birla Housing Fin>=7.75>=7.75>=7.75Bajaj Finserv7.25-207.25-207.25-20GIC Housing Finance Ltd>=8.20>=8.20>=8.20Sundaram Home Finance Ltd*>=10.65>=10.65>=10.65Piramal Finance Limited>=9.99>=9.99>=9.99IIFL Home Finance>=8.75>=8.75>=8.75LIC Housing Finance Ltd7.15-9.657.15-9.757.15-10.10HOUSING FINANCE COMPANIES (Fixed rates)LIC Housing Finance Ltd10-10.2510-10.2510-10.25

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Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. *Annual percentage rate; ^For Bureau Score 751 and above

Published on October 23, 2026

THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS.Sign into Unlock benefits!

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